Riverdale

Health Benefits

Medical*

Eligible first of the month following one (1) month of employment.

Three (3) Plan Options with different deductible and out-of-pocket maximum levels to choose from:

  • Healthy Choice Gold (Highest employee contribution per pay)
  • Healthy Choice Silver
  • Healthy Choice Bronze (Lowest employee contribution per pay)

A Three-Tier Rx Plan (provided automatically when you enroll in a Medical Plan Option)

  • Generic
  • Brand Name Formulary
  • Brand Name Non-Formulary

Dental*

Eligible first of the month following one (1) month of employment.

  • A 12-month benefit designed to encourage preventive dental care.
  • Plan Year maximum benefit of $2,000 in network and $1,500 out of network
  • Preventive and diagnostic covered at 100%
  • Basic Restorative covered at 90% In Network — 80% of R&C, out of network
  • Major Restorative covered at 60% In Network — 50% of R&C, out of network
  • Orthodontic — Adult and child covered at 60% to a lifetime maximum of $2,000 in network – 50% R&C to a lifetime maximum of $1,500 out of network.

Vision*

Eligible first of the month following one (1) month of employment.

  • Core Plan:
    A 12-month benefits for exam and lenses or contact lenses.
    A 24-month benefit for frames.
  • Buy-up Plan:
    A 12-month benefit provides enhanced coverage for eye exam, frames and lenses or contact lenses, including the option of a new frame every year.

*For each Plan, you can choose from three (3) levels of coverage: (Non-Union Employees)

  • Employee
  • Employee + 1
  • Family

Employee contributions will be determined based upon selection of the Plan Options and levels of coverage.

Basic Group Life Insurance and Accidental Death & Dismemberment (AD&D)

Insurance Eligible first of the month following one (1) month of employment.

The basic life and AD&D insurance is equivalent to one (1) time your annual base salary and provided at no cost.

Vacation

Eligible to use after three (6) months of continuous employment; begins accruing on the first day of employment.

Holidays

Eight (8) paid holidays annually.  Eligible immediately.

  • New Years Day
  • President’s Day (may substitute Martin Luther King Day)
  • Good Friday
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Christmas Day

Personal/ Free Days

All regular full-time and part-time employees earn "personal/free" days each year.  Free days are accrued quarterly but will be available to be used as follows:

Personal / Free Day 1 & 2        January – June
Personal / Free Day 3 & 4        July – December

Tuition Assistance Program

Eligible after six (6) months of continuous employment as an employee in good standing.  Selected courses must improve job-related knowledge or lead to a degree from an accredited institution in a field in which the organization has an interest.

BSNY recognizes the importance of life-long education and training. The Company provides maximum of $4,000 in tuition assistance each fiscal year, Minimum grade requirement  of "C" applies for reimbursement. Pre-approval from your Manager and Human Resources Department required.

Employee Sponsored (For Employees who choose to participate)

Supplemental Life and AD&D Insurance

Eligible first of the month following one (1) month of employment.

You may purchase additional coverage for yourself, spouse or dependent children.

Short Term Disability (STD)

Eligible first of the month following one (1) month of full-time employment.

Voluntary Benefits

  • Critical Illness Insurance
  • Legal Insurance
  • Interest Sensitive Whole Life Insurance with Qualified Long-Term Care Rider

Health Care and Dependent Care Flexible Spending Accounts

Eligible first of the month following one (1) month of employment.

Pre-tax deductions to reimburse eligible health and/or dependent care out of packet expenses.  You may contribute up to $5,000 each calendar year to both accounts.

Tax Deferred Annuity (403(b) Plan)

Employee may begin contributing immediately.   Employees have the opportunity to save for retirement by electing to contribute pre-tax dollars to the 403(b) Plan coinciding with or following date of hire.

Work Life Benefits

  • Cafeteria
  • Direct Deposit
  • Drug Free Workplace
  • Free Parking
  • Smoke-Free environment

Additional Benefits/Programs

  • Bereavement Leave
  • Dedicated Service Award Program
  • Employee Assistance Program
  • Jury Duty
  • Numerous employee activities:
    • Holiday Party
    • Picnic
    • Service Recognition Awards Program
  • Values in Action Award — Employee of the Month

Note:

  • Benefits listed above are for Non-Union employees, Union employees are covered by benefits through the collective bargaining agreement.
  • Benefits may vary based on employment status.

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